Victory!!

We paid off our Credit cards!! WOOOOO HOOOO!!  This living with the in-laws was so worth it!  It's incredible the burden that has been lifted off our shoulders.  Now we only have my car loan, and our student loans!!  AHHH, Relax.

We have recently discovered that our church will be sponsoring a Dave Ramsey seminar in the Spring.  I am so excited about it.  I am really anxious to learn how to make my money work work me instead of working for my money.

Eric has created an amazing budget on excel that projects how many months it will take to pay off things, and it's pretty cool...so glad I married an accountant!

A New Step

Eric and I have decided to do it.  We're moving in with Eric's parents.  The closer our lease renewal date gets, the more we are realizing that if we are wanting to get a house soon, we've got to make some radical changes, and that would include stopping throwing our money away  on rent every month.

We have begun practicing the snowball plan from Dave Ramsey, and have gotten a few things paid off.  It gave us some hope, and decided it would be so much more encouraging if we moved in with his parents.

So, here we go.  A new step in our lives.  We'll see where it takes us.

Good News Week

This week went by so fast. It was a pretty busy week. Monday my principal had someone come in to observe me for her doctoral hours, Tuesday was my PDAS observation , Wednesday was crazy, Thursday another lady came to observe, and we had a faculty meeting after, and FINALLY IT'S FRIDAY! !

My PDAS observation went so incredibly well!! I planned a lesson on Monitoring Comprehension - Inferring the meaning of unknown words. I modeled with an article, and then had them read a separate article and practice. While they were doing independent reading, my principal came up to me with her jaw dropped and said "Ok, you are doing our next in service on Reading. Wow! You get so much done in so little time! Your transitions are perfect, and your kids are so engaged! I need to video your room." Last year my PDAS didn't go quite so well, so this was such a good feeling!! She came in on Thursday and gave me her new Flip Video to video my organization in my room. I felt really weird doing it, so I stayed late until everyone was gone! It was a good week, but I am ready for the weekend!

Eric and I have been on a saving money kick this week. We really wanted to be able to buy a house by the end of the year. I was telling some of the teachers about it in the teacher's lounge, and one of them mentioned Dave Ramsey. I'd never heard of him before, but she was going on and on about how several people she knows have gotten completely out of debt using his system. Another teacher walked in and heard us talking and couldn't resist but to sit down and tell me how much Dave Ramsey changed her life and how his book is her financial bible. She's the sweetest little old lady - like a grandma. After we talked for a while, I was conviced I needed to check it out. I told her I was so thankful she came in when she did, and she said - "It was God!" She said she would check in with me and see how I was doing from time to time. So sweet! When I got back to my room I already had an e-mail from her with all sorts of info.

So a teacher on my team let me borrow the book, and Eric and I have already set up a Snowball budget from his system to pay off our debt. It was embarrassing how much debt we have - mainly from Student Loans. We won't be able to get in a house by the end of the year, but we figured out if we stick to it, we'll have our debt paid off sooner than we thought!! I am so thankful I heard about Dave Ramsey ! We'll see how well we stick to it. So far so good.

And now a whole weekend to give Brinkley all the attention he deserves!! He's my baby!! :)